Daily Fintech News

Clarity Act Crypto Bill Fails to Advance in Senate; Coinbase, Circle Slide — Daily Fintech News

Wednesday, September 16, 2026 · 1:06 AM ET

Crypto

1.Clarity Act Crypto Bill Fails to Advance in Senate; Coinbase, Circle Slide

The Clarity Act crypto market-structure bill failed to advance in the Senate on Sept. 15, with the motion to proceed falling short of the 60-vote threshold in a 49-50 vote. A last-minute Sept. 14 rewrite added 126 Democratic-requested changes covering AG enforcement, a Treasury stablecoin circuit breaker, and developer/miner/validator safe harbors, but ethics language on official crypto holdings remained the sticking point. Markets sold the news, with Bitcoin down ~3% and Coinbase and Circle falling roughly 8%-10%.

$COIN$CRCL
$COIN Close$172.11-10.10%
1Y -47.5% Rev QoQ -17.3% EPS QoQ — 52wk $139.11–$402.16 P/E — Mkt Cap $45.41B

AI & Autos

2.Musk Talks SpaceX Reusability, Tesla-SpaceX Ties and AI Safety at All-In Summit

At the All-In Summit, Elon Musk said the odds of catching Starship on the first try are 'at least 50 or 60%' and that full, rapidly reusable reflight is 'extremely likely' in 2027. Asked why Tesla and SpaceX stay separate, he said 'Great question,' hinting at close collaboration. On AI safety, Musk called the danger 'very significant,' said we should believe Anthropic and OpenAI when they warn their models are dangerous, and proposed rivals test each other's models rather than 'grading your own homework.'

$TSLA
$TSLA Close$356.58-0.67%
1Y -15.4% Rev QoQ +25.5% EPS QoQ -3.0% 52wk $297.38–$498.83 P/E 333.3 Mkt Cap $1.41T

Deals

3.Grab to Buy Controlling 60% Stake in Atome Financial for $1.49B

Grab will acquire a controlling 60% stake in Atome Financial for $1.49B in cash, expanding consumer lending across Southeast Asia. Atome runs BNPL, cash loans, cards and digital lending in 5 markets with a $1B gross loan portfolio and 25M cumulative users. Grab expects its Financial Services segment to reach $500M adjusted EBITDA and a $6B+ loan portfolio by 2028, and raised 2028 group targets to $1.7B adjusted EBITDA and 30%+ revenue CAGR. It will buy the remaining 40% ~two years later, valuation capped at $4.5B.

$GRAB
$GRAB Close$2.91-3.64%
1Y -54.0% Rev QoQ +21.9% EPS QoQ — 52wk $2.89–$6.62 P/E 26.5 Mkt Cap $11.91B

Macro

4.Global Yields Break to Decades-High Levels as Diesel Hits Record

Global bond yields are breaking into decades-high territory: U.S. at 2007 levels, UK at 1998, Germany and France at 2008, and Japan at 1996, with China an outlier near record-low borrowing costs. U.S. diesel prices hit a record $6.26/gallon, up more than 80% in nine months, and California gasoline pushed above $6.00/gallon, adding another inflation shock as oil supply risks build.

AI Policy

5.All 27 EU Member States to Meet in Brussels on Advanced-AI Rules

Officials from all 27 EU member states are set to meet in Brussels Thursday to discuss international rules for advanced AI and receive a technical briefing on recent AI incidents, per POLITICO. Talks are expected to focus on global coordination via the G7, G20 and UN. The EU already regulates advanced AI through its AI Act, with the Commission enforcing parts since August and the European AI Board coordinating implementation.

AI Safety

6.Another AI Safety Researcher Resigns From Google DeepMind

An AGI safety and alignment researcher resigned from Google DeepMind, saying he is 'extremely concerned' by AI's default trajectory and that the technology 'has the potential to kill us all' if risks aren't addressed. He cited rapid progress since 2022 and warned superintelligent systems could emerge within a few years before alignment is solved, calling for more coordination between AI companies, a slower pace, greater transparency, and more work on catastrophic-risk mitigation.

$GOOGL
$GOOGL Close$344.98-1.26%
1Y +37.4% Rev QoQ +24.2% EPS QoQ +294.0% 52wk $235.84–$408.61 P/E 17.5 Mkt Cap $4.22T

Markets

7.Most-Active Options Today Led by Nvidia and Tesla

The top 10 most active options today by contracts traded were Nvidia (1.5M), Tesla (1.5M), Meta (868K), SpaceX (845K), Amazon (710K), Apple (700K), Intel (520K), Micron (512K), AMD (387K) and Palantir (361K), reflecting heavy positioning across megacap tech and chip names.

$NVDA$TSLA$META$AMZN$AAPL$INTC$MU$AMD$PLTR
$NVDA Close$212.17+0.57%
1Y +21.3% Rev QoQ +105.9% EPS QoQ +127.8% 52wk $164.27–$236.54 P/E 26.8 Mkt Cap $5.12T

Commodities

8.Saudi Arabia Suspends Oil Loadings at Yanbu After Pipeline Attacks

Saudi Arabia suspended oil loadings at Yanbu, its main Red Sea export port, after attacks on the East-West pipeline, per Reuters. Yanbu typically exports up to 5M barrels/day, making the disruption another major pressure point for an already tight energy market.

AI Funding

9.OpenAI in Early Talks for Funding Round at Roughly $1.2 Trillion Valuation

OpenAI has held early talks with investors about a new private funding round that could value the company at roughly $1.2T, up from $852B in March, per the FT. Discussions were reportedly investor-initiated and early-stage. OpenAI's annualized revenue passed $40B last month after jumping ~20% following GPT-5.6; Sam Altman has said an IPO is unlikely before 2027. The company raised $122B in March and spent $34B last year.

AI

10.Zuckerberg Says AI Industry Doesn't Need a Coordinated Pause

Meta CEO Mark Zuckerberg said the AI industry does not need a coordinated pause; each lab should slow down on its own when safety requires, and alignment will become a competitive advantage since people won't use agents they can't trust. Meta already delayed Muse for months to address safety issues without asking others to pause, and Zuckerberg said Meta has committed the significant majority of its compute to serving users rather than recursive AI self-improvement.

$META
$META Close$670.24+0.70%
1Y -14.0% Rev QoQ +28.0% EPS QoQ -13.4% 52wk $520.26–$790.8 P/E 25.1 Mkt Cap $1.71T

Macro

11.U.S. Long-Term Unemployment Rose Again in August

Long-term unemployment kept rising in August, with Americans jobless for 27+ weeks up 155,000 to 1.93M, the 4th-highest reading since December 2021. As a share of total unemployment it rose 1.5 points to 27.0%, the 3rd-highest since December 2021. The metric has climbed for more than three years and is higher than in every recession except 2008 and 2020; this cycle's low was 17.8% in February 2023.

Fed

12.Wall Street Shifts Toward Expecting a Fed Hike Ahead of Warsh's First Decision

Ahead of what amit calls one of the year's most important FOMC decisions, Wall Street has largely shifted to expecting a Fed hike this week under Kevin Warsh. Nearly every major bank on the Fed call sheet expects a September hike, with most looking for 50 bps and Bank of America, Deutsche Bank and RBC expecting 75 bps. Drivers cited include the Iran War, rising inflation pressure and the AI investment boom, with watchers eyeing a possible second hike before year-end.

Earnings · The Information

13.ByteDance's First-Half Profit Slips to $20 Billion as AI Spending Climbs

ByteDance's net profit in the first half of 2026 declined by a single-digit percentage to $20 billion as the Chinese tech giant ramped up AI investment. Revenue rose about 30% year over year to $120 billion, driven partly by robust growth in TikTok's international advertising and e-commerce.

AI Chips · Bloomberg

14.Meta Touts Cost-Saving Benefits of Its Latest In-House AI Chips

Meta is promoting the cost advantages of its newest custom-designed AI processors, with a new chip set to run in its data centers next year and a further model due by the end of 2027. The in-house silicon push aims to reduce reliance on costly third-party AI chips.

$META
$META Close$670.24+0.70%
1Y -14.0% Rev QoQ +28.0% EPS QoQ -13.4% 52wk $520.26–$790.8 P/E 25.1 Mkt Cap $1.71T

IPO · Bloomberg

15.Intel- and Silver Lake-Backed Chipmaker Altera Files Confidentially for IPO

Altera, the programmable-chip maker backed by Silver Lake and Intel, has filed confidentially for an initial public offering. The move sets up one of the higher-profile semiconductor listings as chip demand tied to AI stays strong.

AI Infrastructure · Bloomberg

16.Crusoe Signs Multiyear Cloud Deal With Perplexity AI

Data-center operator Crusoe struck a multiyear cloud agreement to provide capacity to AI search company Perplexity AI, extending Crusoe's push to rent out AI chips and related infrastructure as demand for compute keeps rising.

AI Funding · Bloomberg

17.AI Marketing Startup Profound Raises $180 Million at $1.8 Billion Valuation

Profound, an AI marketing startup that helps brands boost their visibility in AI-powered search, raised $180 million at a $1.8 billion valuation in a Series D round co-led by Sequoia Capital and Kleiner Perkins.

Markets · FT

18.US Tech Stocks Fall as Big AI Groups Call for a Slowdown

US technology stocks fell, with Nvidia and memory-chip makers sliding, after leading AI companies called for a slowdown in AI development. The warnings combined with rising oil prices and higher borrowing costs to pressure the sector on Wall Street.

$NVDA
$NVDA Close$212.17+0.57%
1Y +21.3% Rev QoQ +105.9% EPS QoQ +127.8% 52wk $164.27–$236.54 P/E 26.8 Mkt Cap $5.12T

AI · FT

19.Anthropic Tells Investors It Will Be Profitable for Second Straight Quarter

Anthropic told investors it expects to be profitable for a second consecutive quarter as it seeks to ease concerns about its cash burn ahead of a planned blockbuster IPO. The reassurance comes amid broader market fears over the pace of AI development.

AI Chips · The Information

20.Chinese AI Chip Firm Biren Plans $1 Billion Fundraising

Chinese AI chip firm Biren is weighing a roughly $1 billion fundraising through another share sale as China doubles down on efforts to produce homegrown chips. The move underscores the capital intensity of building domestic AI-chip capacity.

Deals · The Information

21.DoorDash Invests in Marc Lore's Wonder

DoorDash has invested in Marc Lore's food startup Wonder, a deal that raises the possibility DoorDash could take over Wonder's deliveries in the future. The investment deepens ties between the delivery platform and the food company.

$DASH
$DASH Close$198.26-2.59%
1Y -24.6% Rev QoQ +35.6% EPS QoQ -30.0% 52wk $143.3–$285.5 P/E 106.6 Mkt Cap $85.91B

AI Funding · FT

22.Italian Startup Exein Raises $270 Million to Fight AI Hackers With AI

Rome-based cybersecurity startup Exein raised $270 million to build AI defenses against AI-powered hackers. The company is developing a foundation model to protect billions of internet-connected devices, from robots to lightbulbs.

AI Markets · FT

23.China's AI Listings Glut Drags Hong Kong Stocks Lower

A glut of Chinese AI-related equity listings dragged Hong Kong stocks lower, as heavy share issuance outpaced weak global demand for Chinese equities. The disparity highlights soft investor appetite for the sector despite the AI boom.

Deals · The Information

24.Elon Musk Hints at Possible Tesla-SpaceX Merger

Elon Musk hinted at a possible merger between Tesla and SpaceX, responding "that is a great question" when asked why the two companies remain separate. The remark fueled speculation about combining his EV maker with his rocket company.

$TSLA
$TSLA Close$356.58-0.67%
1Y -15.4% Rev QoQ +25.5% EPS QoQ -3.0% 52wk $297.38–$498.83 P/E 333.3 Mkt Cap $1.41T

AI Funding · WSJ

25.AI Coding Startup Factory More Than Triples Valuation to $5 Billion

AI coding startup Factory more than tripled its valuation to $5 billion as Khosla Ventures, Blackstone and Marc Benioff put $200 million into the company. The raise underscores continued investor appetite for AI coding tools.

AI Funding · WSJ

26.Z.AI Plans $5 Billion Fundraising to Fuel AI Expansion

Chinese AI firm Z.AI, formerly Zhipu AI, plans a roughly $5 billion fundraising to fuel its AI expansion, coming less than two months after it raised $4 billion via a July share placement. The move highlights the capital intensity of China's AI race.

AI Infrastructure · Bloomberg

27.OpenAI Eyes Canada for Data Centers, Praises Carney's Plan

OpenAI is eyeing Canada as a site for new data centers and praised Prime Minister Mark Carney's economic plan. The move extends the AI company's global push to secure compute capacity.

AI · The Information

28.Salesforce Unveils New AI Model, Agent Security Tools at Dreamforce

At its annual Dreamforce conference in San Francisco, Salesforce unveiled a new AI model and agent security tools, signaling a deeper push into agentic AI. The announcements aim to keep the CRM giant competitive in enterprise AI.

$CRM
$CRM Close$255.65-1.46%
1Y +6.8% Rev QoQ +10.8% EPS QoQ +118.9% 52wk $146.32–$269.11 P/E 23.4 Mkt Cap $210.40B

AI Funding · The Information

29.AI Agent Startup Instinct in Talks for $10 Billion Valuation

The startup behind personal AI assistant Instinct is in talks to raise about $1 billion at a roughly $10 billion valuation, with Sequoia Capital and Benchmark in discussions to lead the financing. The raise comes as the invitation-only agent faces compute-capacity constraints amid surging user demand.

Deals · WSJ

30.OpenAI Buys Camera Startup Glass Imaging in Deal Valuing It Above $300 Million

OpenAI has acquired Glass Imaging, a startup developing smartphone-camera technology founded by former Apple employees, in a deal valuing it above $300 million. The acquisition extends OpenAI's push into hardware and imaging as it builds out consumer-facing products.

AI Finance · Bloomberg

31.SoftBank Credit-Default Swaps Hover Near 3-Year High on OpenAI Funding Concerns

SoftBank's credit-default swaps hovered near a three-year high as investors grew wary of the group's deepening financial exposure to OpenAI's enormous funding needs. The move reflects mounting unease over the scale of SoftBank's AI-related commitments.

$SFTBY
$SFTBY Close$20.09+9.36%
1Y +28.7% Rev QoQ +10.9% EPS QoQ -17.8% 52wk $10.55–$28.97 P/E 6.4 Mkt Cap $228.98B

AI Infrastructure · Bloomberg

32.Hong Kong's Data Center Ambitions Face $2.6 Billion Funding Test

Hong Kong's push to become a major data-center hub faces a $2.6 billion funding test as developers seek capital to build out AI computing capacity. The hurdle underscores the heavy investment needed to compete in AI infrastructure.

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